At Pearl International Securities, confidentiality and trust are the foundations of our fiduciary relationship with you. This Privacy Notice explains how we collect, use, protect, and handle your personal and financial information when you visit our website or engage our wealth management services. We are committed to safeguarding your data in accordance with applicable data protection and financial privacy regulations.
1. Information We Collect
To provide comprehensive wealth management and advisory services, we collect information that you voluntarily provide to us, as well as data generated through your use of our platforms.
- Identity & Contact Information: Full name, date of birth, residential address, email address, phone numbers, and government-issued identification (e.g., passport or HKID) required for regulatory compliance.
- Financial & Wealth Data: Details regarding your assets, liabilities, income, tax residency, corporate structures, investment history, and risk tolerance.
- Technical & Usage Data: IP addresses, browser types, device identifiers, and browsing behavior on our website, gathered via cookies to ensure secure and optimized platform performance.
2. How We Use Your Information
We do not collect data for the purpose of monetizing it. Your information is used strictly to fulfill our advisory mandates and regulatory obligations:
- Service Delivery: To establish your accounts, execute investment strategies, provide portfolio reporting, and manage your wealth effectively.
- Regulatory Compliance: To fulfill mandatory “Know Your Client” (KYC), Anti-Money Laundering (AML), and cross-border tax reporting obligations.
- Communication: To deliver market insights, performance reviews, administrative notices, and updates regarding your portfolio.
- Security: To authenticate your identity, prevent fraud, and protect your assets.
3. Information Sharing and Disclosure
We will never sell, rent, or trade your personal or financial information. We only share your data with trusted entities when strictly necessary to manage your wealth or comply with the law:
- Custodians and Executing Brokers: To facilitate the custody of your assets, trade execution, and account reporting.
- Professional Advisors: With your explicit consent, we may coordinate with your external tax, legal, or corporate advisors.
- Service Providers: Carefully vetted third-party technology and infrastructure partners who are bound by strict confidentiality agreements and institutional security standards.
- Regulatory Authorities: When legally compelled to do so by governmental, regulatory, or law enforcement bodies in applicable jurisdictions.
4. Data Security
We employ institutional-grade security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. This includes end-to-end encryption for digital communications, multi-factor authentication for account access, secure server infrastructure, and strict internal access controls limited only to authorized personnel handling your account.
5. Data Retention
We retain your personal and financial data only for as long as necessary to fulfill the purposes outlined in this notice, or as required by financial regulators and statutory retention laws. Once your data is no longer required, it is securely deleted or anonymized.
6. Your Privacy Rights
Depending on your jurisdiction, you maintain specific rights regarding your personal information, including the right to:
- Request access to the personal data we hold about you.
- Request corrections to any inaccurate or incomplete information.
- Request the deletion of your data, subject to our overriding legal and regulatory retention requirements.
- Withdraw consent for optional marketing communications at any time.
7. Contacting Our Compliance Team
If you have questions regarding this Privacy Notice, require clarification on how your data is handled, or wish to exercise your privacy rights, please contact our Data Protection Officer.
- Email: [[email protected]]
- Phone: [+852 3018 6729]
- Office Address: [Neich Tower, 128 Gloucester Road, Wanchai, Hong Kong]
